Acorns helps you save & invest
Invest spare change, invest while you bank, earn bonus investments, and more.
Acorns is not a bank. Acorns Visa™ debit cards are issued by Lincoln Savings Bank or nbkc bank, Members FDIC for Acorns Checking account holders.
Calculate your estimate
See your potential
Check out our compound interest calculator to see just how much the power of time and compound interest can help your money grow.
Potential Future Balance
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The chart shows an estimate of how much an investment could grow over time based on the initial deposit, contribution schedule, time horizon, and interest rate specified. Changes in those variables can affect the outcome. Reset the calculator using different figures to show different scenarios. Results do not predict the investment performance of any portfolio and do not take into consideration economic or market factors which can impact performance.
Say Hello to Acorns
Save, invest and learn from one easy app
PERSONAL INVESTING
Easy, automated investing
Give your money a chance to work towards your financial goals with Round-Ups®, expert-built, diversified portfolios, Recurring Investments, and more.
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INVESTING FOR RETIREMENT
Later starts today
Invest for retirement with our easy Individual Retirement Accounts (IRAs) and get potential tax advantages.
Get started
INVESTING FOR KIDS
Early for kids
Time goes fast. Invest in the kids you love now. Start with $5 and give your kids an easy, automated head start.
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BANKING
Banking that saves & invests for you
Save with no hidden fees, invest spare change in real-time with every swipe of your Acorns debit card, and invest automatically from every paycheck.
Get startedAutomatically save
and invest with
Round-Ups® feature
Every purchase you make means an opportunity to invest your spare change! So coffee for $3.25 becomes a $0.75 investment in your future.
+$0.90+$0.60+$0.25
Expert-built portfolios,
suggested for you
Acorns diversified portfolios are built by experts and include ETFs managed by pros at the world’s top investment firms like Vanguard and BlackRock.
Plus more ways to save,
invest and learn
Along with your investment account, you get an easy, automated retirement account, banking that saves and invests for you, bonus investments when you shop with thousands of brands and unique ways to grow your knowledge.
Security & Protection
Acorns Invest, Later & Early accounts are SIPC-protected up to $500,000. SIPC does not protect against market risk, which is the risk inherent in a fluctuating market. For details, please visit www.sipc.org.
Give your money the chance to work as hard as you do
Potential is a hypothetical tool that illustrates how factors such as Recurring Investments (amount and frequency), Round-Ups® investments, Smart Deposit investments, and compound returns may impact the long-term value of an Acorns Account. The tool uses an 8% hypothetical annual rate of return and hypothetical age range dependent on age band selected by the user. Compounding is the process in which an asset’s earnings are reinvested to generate additional earnings over time. Acorns clients may not experience compound returns and investment results will vary based on market volatility and fluctuating prices.
Harness the power of compounding
Money doesn’t grow on trees. But with compound returns, money can grow on itself. It’s a long-term investing principle foundational to how Acorns can work for you.
Potential is a hypothetical tool that illustrates how factors such as Recurring Investments (amount and frequency), Round-Ups® investments, Smart Deposit investments, and compound returns may impact the long-term value of an Acorns Account. The tool uses an 8% hypothetical annual rate of return and hypothetical age range dependent on age band selected by the user. Compounding is the process in which an asset’s earnings are reinvested to generate additional earnings over time. Acorns clients may not experience compound returns and investment results will vary based on market volatility and fluctuating prices.
THE UP-AND-COMERS
With Acorns, everyday Americans have invested over
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